Individual accident insurance
This Individual Accident insurance is provided by the organiser's insurer to make sure that you are properly covered whilst taking part in the 2016 Schneider Electric Paris Marathon. The insurance is optional but highly recommended.
As you may know, the vast majority of your usual insurance policies (particularly your car insurance, insurance provided automatically through your bank cards, household insurance, bank loan insurance, etc.) totally exclude any participation in sports events either on an amateur or professional basis, and therefore exclude the risks involved in your taking part in the Schneider Electric Paris Marathon.
It is therefore important that you check the extent of the cover provided by your normal insurance policies (and the exclusions) and, if you are not sufficiently covered or not covered at all, you should consider taking out the proposed insurance policies by clicking on the link below.
This insurance will cover you if you have an accident whilst taking part in the event, whether or not you were responsible, and whether or not there is an identified responsible third party. You are only covered during the event from the time you enter in the starting area until the time you cross the finishing line or you abandon the event.
The insurance will pay you a benefit if you die or you become permanently disabled as a result of the accident. It will also secure you the payment of medical fees (up to the limits chosen by you).
This cover Individual Accident is optional but highly recommended. It can be taken out in addition to any existing insurance you may already have or if you are not already covered. You may purchase the cover from the insurer of your choice, from your federation, or from Aon, organizer’s broker, whose proposal (detailed notice and application form) can be consulted and downloaded by clicking on the link below. You can choose the offer providing a minimum cover while registering for the event and subscribe others options by contacting Aon.
Cancellation conditions
Insured: any person who has taken out cancellation insurance with their registration for the 2016 Schneider Electric Paris Marathon (by ticking the corresponding box on the application form)
Purpose of insurance: to reimburse registration fees paid for the 2016 Schneider Electric Paris Marathon when the insured is forced to withdraw due to:
- death, accident, or illness of the insured;
- death, accident, or serious illness (requiring hospitalization) of the insured's spouse, parent or child in the thirty days before the event;
- refusal of a visa by the French authorities;
- theft of identity papers in the 48 hours prior to the start of the race;
- court summons.
Premium: 12€ to be added the registration fee (a single payment to be made for both registration and insurance).
Conditions for payment of benefits: claims for reimbursement must be received by A.S.O. no later than 15 days after the event and must be accompanied by an official document justifying the participant's withdrawal from the event, notably a medical certificate in English, French or Spanish and dated no later than April 14th, in the case of accident or illness. Claims will be handled within two months and the benefit paid within three months. Foreigners and persons wishing to be reimbursed by bank transfer must provide a IBAN document.
Main exclusions for reimbursement include:
- illness or accident suffered prior to taking out the insurance;
- psychological or psychiatric disorders, nervous or mental illness, and their consequences;
- pregnancy prior to taking out the insurance;
- deliberate action by the insured.
We recommend that you read the full terms and conditions of the policy contained in the insurer's information notice.